Loan Repayment Assistance Program
Purpose and Overview
To encourage and assist students who seek public interest employment, the University of Nebraska College of Law (Law School) has created the University of Nebraska College of Law Loan Repayment Assistance Program (LRAP). This program was developed to provide financial assistance to our graduates who pursue public interest positions as well as help meet the need for competent, qualified attorneys working in the area of public legal services.
Under this program, loans will be made to eligible graduates to assist them with repayment of qualified loans used to finance their legal education. The loan is fully forgivable at the end of each period in which the loan is made if the applicant meets the program's cancellation provisions.
- "Employed in public interest law" means full time employment by a not- for profit organization that qualifies for tax exemption under §501(c)(3) of the Internal Revenue Code and whose primary purpose is to provide legal services to indigent persons, the disabled, the homeless, the elderly, juveniles, immigrant populations, those deprived of civil or human rights, or dealing with the protection of the environment or animals. In addition, employment must be law related and is limited to positions that require a J.D. degree. Graduates who are employed as government employees, judicial clerks or members of the Armed Forces are not employed in public interest law for the purpose of this program.
- "Full time" means at least 35 hours per week.
- "Committee" means the LRAP Committee appointed and charged with duties as listed herein.
- "Qualified debt" means either the consolidated Income Based Repayment (IBR) debt under the Public Service Loan Forgiveness program or, if not eligible for IBR, debt incurred to pay the expenses of a legal education and that is owed to an institutional or governmental lender. Lenders must be a college or university, a branch of the state or federal government, or a commercial lender that regularly lends money as part of its business. Private debt owed to a family member or friend outside the framework of a regular lending program is not qualified debt. Bar exam loans are not considered educational loans for the purposes of this section. Students who have consolidated their law school loans with other educational loans are eligible for the LRAP program. Students with consolidated loans will have their award reduced by the percentage of their debt that is attributable to other educational loans. Loans that are delinquent, in deferment, in default or in forbearance will not be covered under LRAP. Graduates who are delinquent on student loan payments or who have outstanding student account balances owed to the Law School are not eligible to participate in the program until all accounts are in “current” status.
- "Income” means adjusted gross income (AGI) taken from the applicant’s federal income tax return with the following modifications:
- Annual child care deduction: applicants with children may deduct from AGI for each dependent minor child an amount equal to the personal exemption for federal income tax purposes of those dependents claimed on federal income tax returns.
- Spouse/domestic partner modification: married applicants or those with a qualifying domestic partner will have their incomes averaged together with that of their spouse or partner.
- "Domestic partner" means any person identified by the applicant as his/her domestic partner at the time of application or any person that the applicant is currently identifying as the as the applicant’s domestic partner for the purpose of receiving a benefit under any other program.
- A person is eligible to be considered for the LRAP program if the person:
- Graduated from the University of Nebraska College of Law with a juris doctor degree in 2006 or later
- Files a complete written application with the LRAP committee within two years of their date of graduation
- Is employed in the field of public interest law as defined herein
- Is responsible for the full or partial repayment of qualified debt
- Is pursuing loan repayment through federal Income Based Repayment (IBR) and Public Service Loan Forgiveness programs, if eligible.
- Is admitted to the bar or will be admitted to the bar within 12 months of entering the program
- Has an adjusted gross income of:
- less than $40,000 in their first year of application
- less than $42,500 in their second year of application
- less than $45,000 in their third year of application
- less than $47,500 in their fourth year of application
- less than $50,000 in their fifth year of application
- In all cases, final determination of whether or not an applicant meets the eligibility requirements shall be made by the Committee.
- Graduates are eligible for the LRAP program for a maximum period of five (5) years after graduation from the University of Nebraska College of Law. Participation may be delayed or interrupted without disqualification, but such delay or interruption cannot extend the five year period.
- Eligible students are required to maximize their participation in all other LRAP programs for which they are eligible through good faith efforts to investigate such programs. Students applying for the University of Nebraska College of Law LRAP program must disclose all other LRAP programs in which they are participating and their award under this program may be reduced at the discretion of the LRAP Committee.
- The LRAP program shall be administered by the LRAP Advisory Committee. The committee shall consist of four persons appointed annually by Dean of the Law School and two students appointed annually by the President of the Student Bar Association of the Law School. The Dean shall designate one member of the Committee as its Chair and, in any event, the Chair of the Committee shall be a member of the faculty or of the senior administrative staff of the Law School. The student members shall be involved in reviewing ad suggesting changes to the LRAP application and eligibility criteria. Only the faculty and administrative members will review applicants' financial and academic data and make recommendations to the Dean regarding disbursement of funds.
- Except as provided in subsection 4) of this section, the Committee shall have the discretion to determine:
- Whether to award LRAP Loans in a particular year
- The number of LRAP Loans awarded in a particular year
- Whether an individual meets the eligibility criteria
- Whether to award an LRAP Loan to an applicant
- The amount of any LRAP Loan
- The method or methods of payment of any LRAP Loan
- Whether to alter or terminate an LRAP Loan
- Appropriate adjustments to the qualifying salary levels
- The Committee shall have the authority by majority vote to make substantive and procedural rules and to amend this charter.
- Actions of the Committee, including actions taken under subsection 2) and 3) of this section, rules promulgated by the Committee, and charter amendments approved by the Committee, shall be subject to approval by the Dean of the Law School.
- The Career Services Office of the Law School is responsible for coordination of all processes and procedures necessary for the Committee to administer the LRAP program.
Application & Disbursement
- Applications will be available in September and can be obtained by contacting the Career Services Office. The deadline for submitting a completed application is November 15, 2012 with anticipated disbursement of funds in January.
- Graduates whose loans have come due are responsible for payment of those loans. Under no circumstances should a graduate anticipating an LRAP award delay or refuse to make payment on a loan as loans that are delinquent or in default are not covered by the LRAP program. Awards under this program will be made to the graduate. It is the graduate's responsibility, not the Law College's, to make timely payments to their lender(s).
- Individuals applying for an LRAP loan must have their complete application in the Career Services Office by the deadline date. Applications received after the deadline date or those that are not completed by the deadline date will not be considered.
- LRAP loans will be forgiven in one-year increments, provided that the recipient has remained in qualified employment for that year. If the graduate has not remained in qualified employment for the full year, the forgiveness will be pro-rated. That portion to which the graduate is not entitled due to failure to maintain qualified employment will be repayable to the Law School immediately.
- Recipients have a continuing responsibility to provide updated financial and/or employment information to remain eligible for assistance. Failure to report a change in either may result in the Committee deeming the recipient ineligible for the LRAP program and/or requiring repayment of the LRAP loan.
- The Law School has adopted a defined contribution plan under which the Law School's liability in any given year will be no greater than a pre-determined contribution of law school funds to the program's purposes. If the Law School's defined contribution for a given year is less than the total amount of eligible requests, then actual
disbursements to participants that year will be reduced on a pro rata basis. The Dean will notify the Committee of the amount of available funds prior to the beginning application process.
- An award under this program creates no property interest in its recipient or any other person. The Committee or the Law School may alter or terminate an LRAP loan at any time. Nothing in this charter, no rule or action of the Committee or the Law School, and no oral or written statement by any person shall obligate the Committee, the Law School, or any person to make, pay on, continue, or renew any LRAP loan. Moreover, nothing in this charter, no rule or action of the LRAP Committee or the Law School, and no oral or written statement by any person shall provide any basis for a claim of any kind against the LRAP Committee, the Law School, or any person for breach of contract, promissory estoppel, violation of property or procedural rights, or otherwise.
** Note: Academic Transcripts are only provided for LAW alumni. **
Request forms for law student transcripts are available at the College of Law Registrar's Office, or you may mail or fax a written request.
Please include the following information with your request:
- Full name, including any former names
- Social Security number
- Date of Birth
- Date of Graduation
- Number of transcripts
- The address where transcripts should be sent
If the College of Law transcript is being sent to a third party by the Registrar's Office, please include the full name and address of the person, company, or institution receiving the transcript. There is no charge for transcripts.
Requests for law student transcripts received by mail are usually processed within two working days. Requests made in person are usually processed within two hours. When faxing a request, we recommend you contact our office to confirm its receipt. Faxed requests are usually processed within one working day.
An outstanding financial obligation to the University of Nebraska will prohibit us from releasing a transcript.
Send Requests To:
University of Nebraska
College of Law
P.O. Box 830902
Lincoln, NE 68583-0902
Email: Vicki L. Lill